Witness Requirements for your Golf Insurance Policy

Friday, May 8, 2015

It is extremely important to make sure you meet witness requirements for your hole in one insurance, putting and shootout contest in order to guarantee a payout in the case of a winner. The requirements vary per contest, some more intense than the other due to a high element of risk involved with the hole in one insurance.  For the full witness requirements, you can see them on our terms and conditions when you receive a price quote and application from US Hole in One.


Hole In One Insurance Policy.  The requirements are broken down based on the prize value you are insuring.  Any prize under $60,000 only requires 1 person who is 18 years and older and not playing in the tournament to sit at the prize hole the entire time at the tournament.  For prize values between $60,000 to $150,000, two people are required as witnesses with the same restrictions as above.  Prize values from $150,000 to $1,000,000 need 2 non participants , one being a PGA pro or a police officer and 2 playing partners and it must be videotaped.  The bonus prizes do not need a designated witness sitting at the hole for the entire tournament, as long as the tournament will be played in threesomes or foursomes.  No video is required for hole in one policies UNLESS the value is $100,000 or above or if the tournament has less than 25 players and a prize value of $25,000 or greater.

Putting Insurance Policy. US Hole in One can insure putting contests up to $25,000.  All putting contests must be videotaped; this involves the measuring of the putts as well as the person or people taking the putt. For values $10,000 and under, just one additional person over the age of 18 is required to witness and 2 witnesses are required for any prize value over $10,000.

Shootout Insurance Policy.  Just like the putting contest, all shootout contests must be videotaped.  Most shootout contests involve a prize value of $100,000 or greater, due to the high value.  In addition to videotaping the contest, two witnesses must be present and one has to be a PGA pro or active police officer.


If you have any further questions about hole in one insurance please e-mail info@usholeinone.com or give us a call at 888-882-5440.  We’d be happy to help you out!

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Molly Petersen

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